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Recommendations

 Here are some of the recommendations I have received in my tenure. These are also visible on my linkedin profile. Feel free to add me to your network! click here

Trusted Mortgage Advisor

LendSmart Mortgage

“Michael has vast knowledge in his field. He is creative and very resourceful in finding ways to accomplish difficult goals that he has set for himself.” November 11, 2011

1stTony Moy, Sales Director, InCompass IT
was with another company when working with Michael at LendSmart Mortgage

 

“As a Mortgage Consultant at LendSmart Mortgage Mr. Ruhland had a real can do attitude. Mr. Ruhland's great work ethic along with his ability to reserach and understand mortgage guideline provided him with one of the highest pull through ratios of any one I have worked with.” October 11, 2011

1stBruce Goldberg, Account Executive, Flagstar Bank
was a consultant or contractor to Michael at LendSmart Mortgage

 

“I had the pleasure of working with Michael while I was an account executive at Countrywide. He is a very professional and outstanding loan officer. He was always very conscientious and on top of his loans in process. He made sure to ask any questions insuring he was offering his customers the right products and to make sure the process went smoothly. It would be a pleasure for anyone to work with Michael.” July 9, 2011

1stValerie Doyle, Account Executive, Countrywide Bank, FSB
was a consultant or contractor to Michael at LendSmart Mortgage, LLC

 

“Short and sweet. Michael is a straight shooter in his business. No sugar coating or beating around the bush. Michael is a tell it like it is / get the job done kind of person. A lost art in his and many professions. For this reason and more I recommend Michael, and will call on him again in the future.” July 1, 2011

Top qualities: Personable, Expert, High Integrity

1stMike Rollins
hired Michael as a Mortgage in 2011, and hired Michael more than once

 

“I have closed a few deals with Michael and it is clear to me that he places the customers' needs first. I worked with over 250-loan officers in my position and Michael stands out as one of the best. If you decide to work with Michael for your mortgage loan you can count on having the details covered while getting the best deal he can offer. Michael cares about getting the deal done and getting it done right. Howard Gilles” June 29, 2011

Top qualities: Great Results, Good Value, High Integrity

1stHoward Gilles
hired Michael as a Mortgage Loan Officer in 2011

 

“"I have known Michael since 2003! Michael is an example of professionalism, integrity and trust in an industry where these qualities set him apart from others. He's very knowledgeable about the products & services for his clients. I had the pleasure of working with Michael. I would welcome the opportunity to work with him again!”” June 28, 2011

Top qualities: Great Results, Expert, High Integrity

1stJohn Wally
hired Michael as a Mortgage in 2003

 

“Michael is a trusted co-worker with a long history of ethics and honesty. These values are hard to come by and has not wavier in his personal or professional life.” June 28, 2011

1stEric Hutton, Branch Manager/Owner, LendSmart Mortgage
worked directly with Michael at LendSmart Mortgage - Team Ruhland

 

“Michael is a great mortgage consultant due to his professional business ethics, knowledge of the industry, being extremely detailed oriented and the fact that he made sure all communications were open and straight forward. He made it his goal to keep the customer updated on all information, made sure the mortage process ran smoothly and in return made a happy customer repeat business.” June 28, 2011

Top qualities: Personable, Expert, High Integrity

1stSean Palmgren
hired Michael as a Mortgage Consultant in 2010

 

“Mike guided me through an FHA streamline refinance with exceptional knowledge of the process. During a rough time for me, Mike was patient and understanding of my situation and we worked together to find a loan I was comfortable with.” June 28, 2011

Top qualities: Personable, Expert, High Integrity

1stZach Nesler
hired Michael as a Financial Advisor in 2010

 

“I have worked with Michael two times in the past year, once on a refinance and once on securing financing on a new home. Both events ended with supurb results. Michael goes the extra mile to ensure his clients feel comfortable and understand the mortgage process as it unfolds.” June 28, 2011

Top qualities: Great Results, Expert, High Integrity

1stShaun McGinnity
hired Michael as a Mortgage Company in 2010, and hired Michael more than once

 

“I had the pleasure of doing business with Michael while I was with GE Money, AIG, and MLN USA. He is an excellent manager and handles himself in a professional manner at all times.” November 12, 2009

1stTravis Williams, Business Development Representative, GE Money dba WMC Mortgage
was a consultant or contractor to Michael at The Metropolitan Contracting Group

 

“I had the pleasure of working with Michael at Lendsmart Mortgage while I was at Wilmington Finance and Argent Mortgage. Michael is a dedicated worker with the ability to think outside the box and be creative when developing business. He would be a great addition to any organization” October 29, 2009

1stAndy Shepard, Director, Business Development, Clinical Supplies Management
was a consultant or contractor to Michael at The Metropolitan Contracting Group

 

“I have known Michael for a number of years. I have always found him to be professional, and to exhibit the highest ethical standards. I would recommend him to anybody interested in working with him.” October 29, 2009

1stBen Gallagher, Owner, Gallagher Law Firm
was with another company when working with Michael at The Metropolitan Contracting Group

 

Michael Ruhland, Trusted Advisor NMLS # 215129 MN Lic # MN-MLO-215129
LendSmart Mortgage, LLC.
5001 American Blvd. W, Bloomington, MN  55437
Direct:  (952) 548-8291
Cell:  (612) 618-6039
mruhland@lendsmartmortgage.com
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Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Lend Smart Mortgage, LLC
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