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State Licenses
NMLS Loan Originator ID: 
Loan applications are limited to the following states.
State License Number Expiration Date Disclosure
CALIFORNIA CA-DBO215129
FLORIDA LO44367
MINNESOTA MN-MLO-215129
VIRGINIA MLO-20787VA
WISCONSIN 215129
Michael Ruhland, Trusted Advisor NMLS # 215129 MN Lic # MN-MLO-215129
LendSmart Mortgage, LLC.
5001 American Blvd. W, Bloomington, MN  55437
Direct:  (952) 548-8291
Cell:  (612) 618-6039
mruhland@lendsmartmortgage.com
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Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Lend Smart Mortgage, LLC
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